Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) - Stock Analysis

Last updated: Apr 12, 2026

Financial ServicesClosed

Research Idea

Research content for general circulation. Not individualized advice. Methodology & Disclosures

BBVA exhibits robust Q3 2025 financial growth with strong loan expansion, capital returns via share buybacks and record dividends, strategic climate-focused initiatives, and positive institutional momentum. Technical uptrend with 5.3% price rise over 3 weeks and upcoming Q4 earnings on February 5 provide near-term catalysts supporting short-term price appreciation.

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Idea window: 2/5/2026 – 2/12/2026Sector: Financial Services

AI Analyst Overview

Last Price
$23.32
Market Cap
$131.24B
1D Return
+1.13%
YTD Return
+2.55%

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Valuation Metrics

P/E
11.3
P/B
2.1
P/S
3.0
EV/EBITDA
10.9
Div Yield
6.39%

Price Behavior

7.0

Key Price Behavior Insights: • Above last month SMA • Higher highs/lows • Slightly overbought Support Level: $19.80–$20.40 Resistance Level: $23.00–$23.90 (larger resistance ~$25.00) Stock is in a clear short-term uptrend—closing at $23.06 above the last month SMA (~$21) after a constructive move from $20.31, but an RSI ~71 flags short-term overbought risk with support around $19.80–$20.40 and resistance in the low–mid $23s (bigger hurdle near $25.00).

Bullish
Overbought

Sentiment & News

6.0

Key News Insights: • Romania divestment • Argentina stress • Ongoing investor interest BBVA is reshaping its portfolio (selling Romania), facing legal exposure in Spain and operational stress in Argentina while retaining investor interest and capital‑markets activity.

Restructuring
LegalRisk
AI

AI Summary

6.0
Neutral

BBVA has shifted from a rate‑shock beneficiary to an operational growth story driven by recurring NII and fees, but the investment case now critically depends on sustaining loan/fee momentum while stabilizing provisions and restoring CET1 without heavy SRT/disposal reliance. Monitor quarterly cost of risk, CET1 progression excluding one‑offs, and loan mix—persistent provisioning spikes, capital execution delays, or legal/FX shocks would warrant re‑rating.

Earnings
CapitalRisk
CreditWatch
AI summary updated 1 days ago

Description

Banco Bilbao Vizcaya Argentaria, S.A. is a multinational banking group headquartered in Bilbao, Spain, that provides a full range of retail, corporate and investment banking services alongside asset and wealth management, insurance and real estate services. The bank offers deposit and lending products, payment cards, securities trading and fund and pension management through branches, ATMs and digital channels, and as of end-2021 operated over 6,000 branches and roughly 29,000 ATMs across Europe, the Americas, Turkey and Asia. Founded in 1857, BBVA conducts significant operations in Spain, Mexico and various markets in South America, the United States and Turkey.

Idea History

DateCloseTickerCompanySummaryStatusP/L
Feb 5Feb 12BBVABanco Bilbao Vizcaya Argentaria, S.A.
BBVA exhibits robust Q3 2025 financial growth with strong loan expansion, capital returns via share buybacks and record dividends, strategic climate-focused initiatives, and positive institutional momentum. Technical uptrend with 5.3% price rise over 3 weeks and upcoming Q4 earnings on February 5 provide near-term catalysts supporting short-term price appreciation.
Closed+0.6%
Research content for educational purposes only. Not investment advice. All decisions are your responsibility.